Portable possession insurance
This covers you specifically for items that you carry around with you daily. Some of these items are already covered under our home contents insurance, but you also have the option to specify your more expensive items and insure them for their correct replacement value. We call these Specified and Unspecified items. The less expensive items are considered Unspecified and your more expensive items are the Specified items. These could include:
Like your jewellery, clothes and personal items worn or carried with you, will be covered against loss, damage, and theft up to a certain amount on your schedule.
Like your prescription glasses, contact lenses, cell phones, valuable jewellery and clothing, cameras, laptops, handbags (and their contents) – in fact anything that’s over the standard amount must be specified and covered for their replacement value, so that you are covered against loss, damage, and theft.